Harley-Davidson Financial Services finances more motorcycle loans than any other lender. In addition to Harley-Davidson Financial Services, we work with several other lenders to offer the most convenient financing program available for your new or used Harley-Davidson with terms up to 84 months, and as little as $0 down payment and approved credit, you can arrange financing through Chi-Town Harley-Davidson in about 15 minutes.

Because we ride too, we know you need to protect both yourself and the value of your bike. You can finance an Extended Service Plan along with several other products to protect yourself and your bike. We'll even finance your MotorClothes apparel, genuine motor parts and accessories, gifts, and collectibles. By including these necessary items in your loan, you pay only pennies a day.

Talk to us about financing your bike with Harley-Davidson Financial Services or one of our other lenders and get out on the road today. We make it quick and easy, so you're riding instead of waiting.

GAP Program

For many Harley-Davidson owners, if their motorcycle is stolen and never recovered, chances are they will have to pay the “gap” between their insurance company payment and the loan payment. Often H-D owners assume that their primary insurance will cover any loss related to their motorcycle. In reality, the actual cash value that an insurance company places on your motorcycle may be substantially less than the outstanding balance on your loan. Especially if you have a 48-month or longer loan term, put less than 20 percent down or financed accessories into your loan. Who pays the difference or the “gap” between your insurance company and your loan payoff? You do!
GAP Example The GAP Plan pays the difference between the fair market value of your vehicle and the outstanding balance of your loan on the date of loss up to $25,000.* Plus, your insurance deductible may be covered up to $1,000. With your loan balance paid in full and your deductible covered, you can move on to purchasing a new motorcycle.

* Programs may vary by dealer/lender/state. Please refer to your GAP Addendum for details of the terms and conditions of this coverage

Motorcycle Insurance

The only motorcycle insurance that's genuine Harley-Davidson. Spend your spare time on the road, not shopping for your insurance. Harley-Davidson Insurance shops carriers in your state to find you the most comprehensive coverage for your motorcycle. All you need to do is make one simple call and, in a matter of minutes, an agent will locate a policy that suits your specific needs at the best available price.

Nobody knows more about motorcycle insurance than Harley-Davidson Insurance. And unlike other companies that don't understand what your bike is worth, they will adjust your claims based on the fair market value of your bike. Now that's something you won't get from someone outside of the family.

Plus, you'll receive credit for all discounts that apply to you, based on your state and the coverage you choose. Available discounts include H.O.G.® membership, experienced rider, Motorcycle Safety Course graduate, multi-bike owner, or anti-theft devices.

Make it easy on yourself and add your insurance premium to your Harley-Davidson Financial Services loan. We're all part of the same family, so we should help each other out, right?

* Available coverage and discounts vary by state and insurance policy.

For a free, no obligation insurance quote from Harley-Davidson Insurance, please call 1-(800)832-4449.